Plan your purchase with clarity

See monthly costs, Andalusian taxes and fees, then browse homes that fit - calmly, in one place.

What you pay over time

Loan balance vs interest

Monthly payment

€1,678/mo

Total interest

€153,400

Total repaid

€503,400

€0€175,000€350,000Y0Y5Y10Y15Y20Y25
Remaining balance€350,000€0Interest paid€153,400

Acquisition costs

  • Transfer tax (ITP)€35,000
  • Notary (est.)€1,750
  • Land registry (est.)€900
  • Gestoría (est.)€750
  • Total acquisition costs€38,400
More optionsOptional bank-style settings. Most buyers can leave these as they are. IRPH is a Spanish market average reference; Euribor is the published 12-month index (banks usually add a margin).

Reference rates as of 01/09/2026. FX via Frankfurter/ECB; Euribor 12M via ECB. IRPH is estimated (Euribor + spread), not an official BdE feed.

Purchase planner FAQ

No. This is an estimate for planning only, not a bank offer or financial advice. Final rates and eligibility depend on your lender.

Solvessa Properties provides this tool for information only. Figures use simplified tax bands and market rate references and may not reflect your personal situation, bank criteria, or current law. Always take independent legal and mortgage advice before purchasing.

Next step

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